Insurance explained
without translating every other word
Start with the question you actually have, search in everyday language, and go deeper only when useful.
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These topics come from the articles currently published in the CMS.
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4 articlescompany cover
Health insurance
I already have company health cover. Do I still need my own?
Do not rush to add more. First understand what you already have and what may change when you leave the job.
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Critical illness
Health insurance and critical illness cover are not the same thing
One usually focuses on eligible medical expenses; another may pay a lump sum when a defined critical illness condition is met.
Common misunderstanding↗
Family
Planning for family: start with the expenses that must keep going
A useful family-protection conversation starts with the bills and responsibilities that continue if the main income stops—not with a headline coverage number.
Before-you-buy checklist
Planning
How should I think about an insurance budget?
Start with what you can maintain without weakening savings or everyday cash flow.
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